About the service
Getting the right finance is just as important as choosing the right property. Our in-house mortgage experts work with a panel of lenders to help you secure funding that fits your situation.
Whether you’re a first home buyer, investor, or refinancing, we provide clear guidance, negotiate on your behalf, and help you understand the full cost of borrowing.
Why choose us
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Expertise
We understand lending criteria across dozens of lenders, helping you get approved with confidence.
Collaboration
We coordinate your finance with the purchase timeline to avoid delays or missed opportunities.
Clarity
We explain every option, rate, and fee so you make an informed decision — no surprises.
Client-Centric Focus
We advocate for you from pre-approval to settlement and beyond.
Services offered
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First home buyer loans
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Investment lending
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Refinancing and debt consolidation
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Pre-approvals and rate negotiation
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Bridging finance
Popular questions
How much can I borrow?
Your borrowing capacity depends on several factors including your income, expenses, existing debts, credit score, and the type of loan you’re applying for. Lenders will assess your financial situation to determine how much you can comfortably repay.
To get an accurate estimate, it’s best to speak with one of our partnered finance brokers who can assess your unique situation and provide a tailored borrowing capacity based on current lender policies and interest rates.
What deposit do I need?
The required deposit usually ranges from 5% to 20% of the property’s purchase price, depending on the lender and loan type. A 20% deposit is ideal to avoid Lenders Mortgage Insurance (LMI), but many lenders now offer options with lower deposits, particularly for first-home buyers or eligible professionals.
Our finance partners can help you explore deposit options and any government grants or schemes you may qualify for, such as the First Home Guarantee.
What is LMI and can I avoid it?
Lenders Mortgage Insurance (LMI) is a one-off insurance premium paid by borrowers when their deposit is less than 20% of the property’s value. It protects the lender—not the borrower—in case of default.
You can avoid LMI by:
Saving a 20% deposit
Using a guarantor
Qualifying for special lender exemptions (such as for certain professionals like doctors or accountants)
Our brokers can help assess whether you qualify to avoid LMI or find ways to reduce the cost.
